Pyramid Visa®

Pyramid Credit Card Member Service: (520)795-7950
Card Security Calls: We may call you from area code 781 to verify charges.
Card Security Call Back: 866-661-4232

The Pyramid FCU Visa® credit cards give you all the access you've come to expect from Visa® with the personalized service you've come to expect from your credit union.

And now, Pyramid FCU has two Visa® cards to choose from.

Looking for a credit card that actually saves you money? The Pyramid FCU Platinum Card has one of the lowest rates around.

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OR

Maybe you're looking for a card that pays you back. Earn up to $1,500 a year on any purchase, anywhere with the Pyramid FCU Cash Back card.

Pyramid FCU Platinum Visa®

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases, Balance Transfers, and Cash Advances

Platinum Premier 
2.99% introductory APR for 12 months
After that, your APR will be
9.00%*. This APR will vary with the market based on the Prime Rate. 
Platinum 

4.99% introductory APR for 12 months 
After that, your APR will be
10.75%**. This APR will vary with the market based on the Prime Rate. 
Credit Builder 

16.99% 
This APR will vary with the market based on the Prime Rate.
 

Minimum Payment Due

2% or $25.00 whichever is more

How We Calculate Your Balance We use a method called "average daily balance (including new purchases)"
How to Avoid Paying Interest on Purchases Your due date is 26 days from the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. If you are charged interest the charge will be no less than $1.00. 
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the consumer Financial Protection Bureau at 
http://www.consumerfinance.gov/learnmore 

Prime Rate: Variable Rate APR based on the 5.25% Prime Rate as of 10/1/2018.
*We add 3.75% to the Prime Rate to determine the Purchase, Balance Transfer and Cash Advance APR. 
**We add 5.50% to the Prime Rate to determine the Purchase, Balance Transfer and Cash Advance APR
.

 

Pyramid FCU Cash Back Visa®

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases, Balance Transfers, and Cash Advances

Cash Back Premier 
2.99% introductory APR for 12 months
After that, your APR will be
12.25%*. This APR will vary with the market based on the Prime Rate. 
Cash Back 

4.99% introductory APR for 12 months 
After that, your APR will be
15.75%**. This APR will vary with the market based on the Prime Rate.

Minimum Payment Due

2% or $25.00 whichever is more

How We Calculate Your Balance We use a method called"average daily balance (including new purchases)"
How to Avoid Paying Interest on Purchases Your due date is 26 days from the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. If you are charged interest the charge will be no less than $1.00. 
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the consumer Financial Protection Bureau at 
http://www.consumerfinance.gov/learnmore 

Cash Back Bonus

All purchases made with your Pyramid FCU Cash Back Platinum Visa earn a cash back bonus of 1.5%. Cash advances and balance transfers do not earn a cash back bonus. Credits for returned merchandise and credits for disputed transactions will be deducted from the bonus total. Your cash back bonus will be reflected on your November statement as a credit to your account. Any earned and unpaid cash back bonus will be forfeited upon closure of your Pyramid FCU Cash Back Platinum Visa. Pyramid FCU reserves the right to change and/or terminate the cash back bonus at any time 

Prime Rate: Variable Rate APR based on the 5.25% Prime Rate as of 10/1/2018.
*We add 7.00% to the Prime Rate to determine the Purchase, Balance Transfer and Cash Advance APR. 
**We add 10.50% to the Prime Rate to determine the Purchase, Balance Transfer and Cash Advance APR
.

 
Either way you'll save with 12 months of low intro rates, no annual fees and no over limit fees. Apply online, download an application, call or stop by to start saving, today!

If you already have a Pyramid Visa, but would like to switch card programs, contact us and we'll explore options to move you to a card that better suits you. 

Call us at 795-7950

Visit a branch Credit-Cards-Icon.gif Apply Online!

Pyramid Cash Back - Application Form
Pyramid Platinum - Application Form